Grants and loans available to low-income residents

Published on July 30, 2025

Using special federal and other housing funds, the City of Lakewood administers a Fix-Up, Paint-Up program utilizing grant funds to paint the exterior of single-family homes as well as interest-free, deferred-payment loans of up to $35,000 for low-income residents to repair and rehabilitate their homes.

Grants for Americans with Disabilities Act upgrades

New this year is an accessible modification grant providing up to $10,000 in funds to help with interior and exterior Americans with Disabilities Act (ADA) upgrades, such as:

• Walk-in shower installation
• Widening doorway widths
• Grab bar installation
• Exterior ramp installation

Eligibility requirements

• To qualify, your home must be a single-family, owner-occupied dwelling in Lakewood.
• The family must meet the income limits set by the federal government, which are $84,850 for a resident living alone, and $121,150 for a household of four. (Income limits adjust based on household size.)
• Other restrictions apply.

Repayment information

Grant funds for approved Fix-Up, Paint-Up program projects and Accessible Modification program projects never need to be paid back by homeowners.

The interest-free, deferred payment loans only need to be paid back when the house is sold or refinanced, equity is extracted from the home value or the title is transferred.

For information on the type of improvements covered by the program and other information, see the Home Rehab Program page.